BANK STATEMENT LOANS – Industry-Leading Programs!
12 & 24 month personal and business bank statement programs
HOT!! – 90% LTV up to $2,000,000 (with min. 700 FICO score) & only 6 months reserves!!!
Loan amounts available up to $5,000,000
Can add asset depletion to bank statement income to qualify for larger loans!
First-time homebuyers and gift funds may be accepted
INVESTOR DSCR – Get Approved on Rents!
85% LTV purchase to $1,500,000
80% Cash out refi to $1,000,000
Not enough rental income? Try our no ratio DSCR!
Foreign National DSCR cash out OK
Short term rentals allowed
Interest only options
Loan amounts to $3,500,000
ASSET DEPLETION – Secure Financing without Liquidating Assets!
P & L ONLY – Qualify without Conventional Documentation
Uses business profit & loss statements to better reflect true earnings.
Flexible guidelines for self-employed borrowers with write-offs.
Faster and simpler documentation process.
Requires a licensed accounting professional attestation of the P & L
No tax returns or transcripts required.
Loan amounts as high as $3,500,000
85% LTV OK to $2,000,000
1099 ONLY Program
Qualify off most recent tax year 1099 form + proof of YTD income
Expense factors as low as 10% of the gross 1099 income
90% to $2,000,000 loan amount
Great program for Uber drivers, Realtors, or any independent contractors
Cash out available
